For us to stay in budget and not ending up with stacks of junk at home, I have summarized some key mind tricks and tips on when to pass and not buy stuff:
1) You are always in a diet!
You do not need the excuse of being overweight to start eating healthy (normally less). Pass on the soda and fries. Just keep the burger. I don't care if the happy meal will get you the latest Twilight mug. We spend for food at least thrice a day. Cutting back here will help your wallet and your thighs in the long run.
2) Just because it's new doesn't mean you need to have it!
It is only nice and shiny in the first 2 weeks. After which, the credit card bill arrives. iPad 2, Galaxy S2, Blackberry Bold 9900. You know they put the numbers in there to tell you that you will only have the latest until the next one comes along, right? Wait a month or two before buying really new stuff. You and the prices would probably be more reasonable.
3) Do you really need another?
Another bag, another pair of shoes... Practicality dictates 'Do not replace if it is not broken.' Fashion suggests 'Beauty should be timeless.' With this, we should then go for pieces that are durable and would go with anything. If all else fails... Here's a good formula to live by:
Underwear > Socks > Shirts > Jeans > Shoes > Jackets > Bags > Belts > Hats > Girlfriends
4) Life is a sit-down meal, not a buffet!
Much like a sit-down meal, you need to decide carefully what you want in buying stuff. It is not practical spending to get everything and ending up just liking/finishing 1 or 2 of what is served. Buy one. Finish it. Spend time with it. If you need more, then buy again. You are not a collector. You don't have taste.
